We are conscious of the need to protect the environment as a primary asset. To this end, we focus our decisions, including during the procurement process, on ensuring compatibility between financial initiatives and environmental protection in accordance with current legislation

Over the years, we have implemented continuous improvements in the management of our environmental impact, aware of the role that a company of our size plays.

Our commitment can be seen both in internal processes and strategies and through our actions aimed at our clients, as we are aware of how we can encourage our clients’ to make green choices.

In regard to the first issue, we have been working for years to ensure that our electricity supply not only comes from renewable sources, but that these sources are also certified. For this reason, we have strengthened our relationships with electricity providers capable of guaranteeing the quality of their energy portfolios with the Renewable Energy Guaranteed Origin (GO) certification.
This commitment has allowed us to prevent the emission into the environment of around 42,000 tonnes of CO₂ equivalent.

We have supported our clients’ green choices by launching specific commercial initiatives such as the green building mortgage, to fund non-residential properties built according to green building criteria, and the energy efficiency loan, to fund apartment buildings carrying out renovations and redevelopment works to improve their energy efficiency at favourable rates (the Municipality of Milan only).

We are also involved in the European Energy Efficient Mortgages Action Plan (EeMAP), which aims to reduce environmental impact through credit for existing and/or new buildings where there is evidence for improved energy performance.

The reduction of our environmental footprint is pursued every day, both by improving internal processes and decisions, as well as supporting the green choices of our clients.

Through flexible working, a company initiative which allows 1,000 management employees to work from home or in a company location close to their home 2 days per week, we are positively affecting the environmental conditions of metropolitan areas, thereby reducing CO₂ emissions and congestion in city centres through fewer home-work trips.