Environment and climate change

We want to contribute to the protection of the environment and the fight against climate change by decreasing the impact of our activities and promoting the green transition of our customers.

We are conscious of the need to protect the environment as a primary asset. To this end, we focus our decisions, including during the procurement process, on ensuring compatibility between financial initiatives and environmental protection in accordance with current legislation

We have adopted guidelines on the management of environmental, energy and climate change issues which represent an important tool for guiding all the Group’s activities to contain our environmental impact and formalize our commitment to stakeholders.


as at December 2020


of the electricity consumed is produced from certified renewable sources


tons of CO2 equivalent saved thanks to the use of electricity from renewable sources.


Tons of recycled paper and cardboard




Over the years, we have implemented continuous improvements in the management of our environmental impact, aware of the role that a company of our size plays.

For the second year,   in 2020 we participated in the Carbon Disclosure Project, which through an international measurement and accounting system, enabled us to assess our environmental footprint achieving a very positive result (CDP score B).

The Group concluded successfully  the necessary activities for the adoption of ISO compliant and certified Management Systems, and for an integrated Health & Safety, Energy and Environment system.

In 2020, the goal of 100% of electricity consumed coming only from certified renewable sources was reached. The achievement of this goal was also possible thanks to the consolidated relationship with suppliers able to guarantee the quality of their energy portfolio through the “Guarantee of Origin” (GO) certification.

In order to seize the opportunity of the so-called “Superbonus” which provides tax deductions of up to 110% on energy efficiency and seismic risk reduction interventions, we have launched a whole range of financial services and products connected to the “Superbonus” and other tax bonuses, which can also be managed through a new platform online.

Finally, in 2020, an important initiative related to green mortgages was launched. In line with the principles of the EeMAP European Project (Energy efficient Mortgages Action Plan), we have developed a simple and distinctive offer that provides a discount-premium on the interest rate for customers who improve the energy performance of their property, renovating and reducing it. so are consumption and CO2 emissions.


The reduction of our environmental footprint is implemented daily through actions that affect both our direct and our indirect impacts.


Team aimed at identifying improvement solutions in terms of environmental sustainability.


We have implemented various solutions to reduce our environmental footprint, from carpooling to launching video conferencing, in order to reduce our employees’ movements.


We are committed to various solutions, including the use of certified paper and the reduction of consumables.